Job Summary
Serves as the front-line point of contact for retail branch customers executing
activities required to meet sales and service needs of customers and branch
goals and objectives. Operates as a multi-functional team member with the
ability to process transactions, provide optimum service, and consult in an
advisory role to maximize the sales potential of every interaction. Processes
transactions accurately and efficiently while simultaneously introducing
products, services and digital options that meet customer needs and encourages
customers to expand their relationship with Synovus. Identifies customer needs
as well as cross-selling and up-selling opportunities. Expands and retains
customer relationships and contributes to the financial growth of the branch.
Serves as the first line of defense in preventing fraud and mitigating risk.
Demonstrates passion for delighting customers by living the Customer Covenant
every day. On average, spends approximately 60% of time performing Teller
functions and 40% of time performing Relationship Banker functions.
Job Duties and Responsibilities
* Proactively and pleasantly greets customers to establish a connection and
develop rapport, providing outstanding, personalized customer service. Lobby
Leadership, welcoming and greeting customers as they enter the branch,
providing a warm and friendly atmosphere.
* Assesses customer needs, shares and educates the digital strategy and directs
them to the appropriate service areas or banking representatives.
* Executes a variety of customer transactions in accordance with applicable
policies and procedures, and with a high level of accuracy and efficiency
while maximizing the sales potential of every interaction. Assists customers
with inquiries and provides issue resolution in a professional and composed
manner. Thanks each customer for their business and treats every individual
as a valued Synovus customer. Assists customers with routine inquires
regarding account balances and account information. Cashes checks and
processes withdrawals, pays out money after verification of signatures and
balances. Prepares official checks and money orders. Refers customer to an
officer for authorization to cash check when needed.
* Counts, checks and packages coins and currency. Balances cash drawer at the
end of the day and reports any discrepancies. Checks the night depository
bags and records information. Accepts retail and commercial deposits,
verifies cash and endorsements and provides customer with a receipt. Accepts
savings deposits and withdrawals, verifies signatures.
* Listens carefully to customers to understand their financial priorities and
promotes bank products, digital options and services accordingly. Promotes
and explains Synovus products such as consumer and mortgage loans, IRAs,
certificate of deposits, travelers checks and credit cards.
* Opens and services accounts. Interviews consumer and small business loan
applicants to identify loan opportunities and may process and close loans.
Follows established policies and procedures with minimal exceptions. Ensures
all operational tasks are completed and all exceptions are cleared in a
timely manner.
* Optimizes the customer relationship referring customer to branch team members
and/or Synovus partners for cross selling opportunities. Promotes Synovus
products such as consumer deposits, loans, IRAs, certificate of deposits,
travelers checks and credit cards. Performs proactive outreach to customers
and prospects during sales campaigns and promotions. Utilizes the Sales
Management system to capture and track referrals.
* May serve as back-up to the Branch Service Supervisor or Relationship Banker,
providing coaching and guidance to junior tellers. Serves as the IBS Teller
Insight Branch Administrator as needed, including updating profiles for
users, assigning authority, and other IBS Teller Insight Administration
tasks. Performs vault teller responsibilities as needed.
* Participates in daily kick-off and huddle activities, weekly sales meetings,
and sales and training activities. Supports sales campaigns and bank
initiatives and products as assigned and shares specific product information
and sales tips. Champions the digital strategy and utilizes, shows and
engages customers with the in-branch digital tools.
* Adheres to Branch Operations Standards, policies and procedures and
regulatory guidelines to protect against risk. Maintains a high level of
awareness to recognize and report suspected fraud. Follows the business code
of conduct including reporting known or suspected violations to the
appropriate Company authority in a timely fashion. Completes compliance and
other assigned training on time.
* Demonstrates professionalism in appearance, punctuality, and behavior.
Maintains a clean, organized work area.
* Each team member is expected to be aware of risk within their functional
area. This includes observing all policies, procedures, laws, regulations and
risk limits specific to their role. Additionally, they should raise and
report known or suspected violations to the appropriate Company authority in
a timely fashion.
* Performs other related duties as required.
The information on this description has been designed to indicate the general
nature and level of work performed by employees within this classification. It
is not designed to contain or be interpreted as a comprehensive inventory of all
duties, responsibilities, and qualifications required of employees assigned to
this job.
Synovus is an equal opportunity employer committed to fostering an inclusive
work environment.
Qualifications
Minimum Education:
* High school diploma or equivalent
Minimum experience:
* 1+ years of experience in the banking industry including cash handling, sales
and customer service;
OR
6 months successful sales experience where defined goals and accountabilities
were routinely met.
May consider relevant college-related programs in lieu of some, not all job
experience.
Certifications or Licenses:
* This position requires successful registration and issuance of a unique
identification number from the Nationwide Mortgage Licensing System (NMLS) in
compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of
2008 (SAFE ACT). Registration must be accomplished within an established
timeframe after initial employment and includes a nationwide finger print
check.
Required Knowledge, Skills, & Abilities:
* Knowledge of bank operations, policies and procedures and federal bank
regulations
* Knowledge of bank products and services
* Strong customer service skills
* Aptitude for consultative selling
* Strong listening and comprehension skills to be able to identify customer
financial needs, goals and objectives
* Strong interpersonal skills to establish rapport with customers
* Careful attention to detail with ability to manage time and multi-task
* Mathematical skills
* Proficiency using Microsoft Office software products
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